"If I knew then what I know now..." Well, yes, we'd have done things differently. If we had known better, we would have done better. We must let that shit go.
My life in general has been truly fabulous, especially, say, the past ten years. I'm on a roll. Can this awesome roll continue? If I focus on good for my future, it can. There will be "bumps in the road," but I hold tight to "this, too, shall pass." Anticipating a good day, every day, works for me.